Collection: Eligibility & Insurance

It is essential to consider that non-medical home care services may not be viable for everyone, as some may require medical skilled home care services. These two services' primary fundamental difference is their respective payer sources. Insurance companies like Medicare, Medicaid, and private insurance organizations typically reimburse skilled services. In contrast, non-medical services are commonly financed by clients, family members, special programs such as Veteran Services, or grants.

Private payment is a prevalent method utilized in providing home care services. However, it is important to note that private payment is only required if the physician has not ordered care, typically with home health services. Long-term care insurance is an option that can cover the cost of home care services if it is already included in the policy.

Medicare and private insurance plans can also cover the cost of home health services, but only when prescribed by a physician. Conversely, Medicaid can cover both care types for seniors who meet the income qualifications, but the extent of coverage may vary depending on the state. It is imperative to note that the range varies from state to state, and it is essential to check with the relevant authorities to determine eligibility.